The story
Years of building taught me less than one failure did.
In 2019 I lost a company I'd spent years building: a lending technology that Experian distributed across Colombia, and that put more than $5 billion of credit into the hands of millions of people. There were forces outside my control. But I was the one steering, and I made calls that left it fragile. It ran out of cash, and I lost it. With my reputation on the line, the most useful thing I did was stop blaming the storm and own the ship.
What I got wrong: I'd built a bet, not a system. Something that only survived while conditions held. So I rebuilt around what I should have done from the start.
Everything I build now comes from that. The failure wasn't bad luck I survived; it was the education that taught me to build things that don't break. And to own it when they do.